How a Sinking Fund Might Save Your Budget
Does your bank account ever reach that place of Zen where everything seems to finally be in a good place … but then wham! You suddenly need to buy new tires or make some other one-time large purchase for the year? While it’s true that 43% of Americans currently can’t cover a $1,000 expense, according…
Student Loan Garnishing Delayed as Repayment Plans Change
If you were one of the 8.8 million federal student loan borrowers currently in default, then the New Year didn’t start off great. In early January, the White House announced that it would officially begin garnishing wages, tax refunds, and other benefits from defaulted federal student loan borrowers beginning the week of Jan. 7. However,…
How to Max Out Your Retirement Plans in 2026
Happy New Year! If one of your resolutions is to save more money for your financial future, then you’re in luck. Every year, the IRS revisits its annual contribution limits for tax-advantaged retirement plans such as the 401(k) and Roth IRA and generally increases them to account for inflation. This may be a huge opportunity,…