Buying a home can be trickier than you might think, especially if it's your first time. You’ll naturally have questions like “How much mortgage can I afford?” and “How will a house impact the rest of my budget?” as well as many other financial concerns to think about. Because a mortgage is so big and... Continue Reading →
Investing is one of the best ways to grow your money over the long term. When done with care, you can produce earnings on top of your principal year after year. Given enough time, that’s going to lead to a compounding effect that can multiply your wealth several times over. However, 67 percent of Americans... Continue Reading →
Now more than ever, you need to have a credit card if you want to be able to make everyday purchases. From online purchases to vendors who have gone completely cashless, buying things with a credit card is now the mainstream way to pay. Despite this trend, managing your credit properly comes with its own... Continue Reading →
If you think that leaving your job and sailing off into retirement is something that only happens when you’re 65 years old, think again! There’s a growing community of highly motivated individuals who are challenging this concept and finding new and creative ways to retire as early as their 20s and 30s. It’s called the... Continue Reading →
The COVID-19 pandemic will be remembered as an unprecedented time in history. Not only has it been challenging both physically and emotionally, but it has also been very difficult financially for many people as well. According to the Pew Research Center, nearly 4 in every 10 Americans say they have taken a pay cut, been... Continue Reading →
The next time you’re at work or out in public, take a good look around you. You may not realize it but there’s a solid chance that nearly half of the people you see have nothing saved for retirement. This is according to a survey of over 2,000 respondents by GOBankingRanks. When asked about their... Continue Reading →
You’ve probably heard it a million times - You need a budget. And I know what you’re thinking: If I have a good job and pay all my bills on time, then it shouldn’t be necessary for me to track all of my expenses and review every little purchase I make, right? Unfortunately, nothing could... Continue Reading →
Getting paid feels amazing! But it doesn’t take long for that special glow to disappear. Between your bills, goals, and those unexpected expenses that always find a way to sneak up on you when you least expect it, money can get tight … Sometimes even to the point of becoming uncomfortable. When the COVID-19 pandemic... Continue Reading →
