Take control of your financial future
For most people, their mortgage is the number one expense in their budget. According to data from the U.S. Census Bureau’s American Housing Survey, the median monthly mortgage payment is $1,609. Think for a moment how awesome that would be if you were able to pay your house off early? Not only would no longer... Continue Reading →
Do you dream of becoming a millionaire someday? Most of American society not only sees a seven-figure net worth as a great symbol of success, but they also believe this to be the point where you’ve finally achieved the status of being “wealthy”. However, saving up a million dollars is not going to be easy.... Continue Reading →
It's a decision that every car buyer must make: Should I buy a new or used car? There are a lot of good, strong arguments to go one way or the other. New cars certainly have more allure because they are the latest products with the coolest new features. But used cars can offer more... Continue Reading →
There are lots of ways to successfully plan for retirement. However, it’s easy to get caught up in the details, become distracted by worst-case scenarios, and lose confidence in whether or not you’re on the right path. In this post, I’d like to help you by laying out how to plan for retirement using the... Continue Reading →
Should I save my money or pay off my debts first? This is an age-old debate that might not be as straightforward to answer as you’d think. Without a doubt, great things can certainly come from exercising either option. But where many personal finance gurus disagree is in how optimal one strategy might be over... Continue Reading →
The world of personal finance isn’t something you have to navigate all alone. Thanks to the Internet and lots of creative advancements in technology, there are tons of great apps and software programs that you can use to enhance every aspect of how you manage your money. But with so many to choose from, how... Continue Reading →
Be honest: Are you intiminated by stocks? Does the idea of having to pick one type of mutual fund or ETF over another scare you into avoiding decisions about investing altogether? Thankfully, whether you’re trying to build up your retirement nest egg or simply invest for growth, there’s one thing you can do that will... Continue Reading →
Buying a home can be trickier than you might think, especially if it's your first time. You’ll naturally have questions like “How much mortgage can I afford?” and “How will a house impact the rest of my budget?” as well as many other financial concerns to think about. Because a mortgage is so big and... Continue Reading →
Investing is one of the best ways to grow your money over the long term. When done with care, you can produce earnings on top of your principal year after year. Given enough time, that’s going to lead to a compounding effect that can multiply your wealth several times over. However, 67 percent of Americans... Continue Reading →
Now more than ever, you need to have a credit card if you want to be able to make everyday purchases. From online purchases to vendors who have gone completely cashless, buying things with a credit card is now the mainstream way to pay. Despite this trend, managing your credit properly comes with its own... Continue Reading →
