Does your bank account ever reach that place of Zen where everything seems to finally be in a good place … but then wham! You suddenly need to buy new tires or make some other one-time large purchase for the year? While it's true that 43% of Americans currently can’t cover a $1,000 expense, according... Continue Reading →
Student Loan Garnishing Delayed as Repayment Plans Change
If you were one of the 8.8 million federal student loan borrowers currently in default, then the New Year didn't start off great. In early January, the White House announced that it would officially begin garnishing wages, tax refunds, and other benefits from defaulted federal student loan borrowers beginning the week of Jan. 7. However,... Continue Reading →
How to Max Out Your Retirement Plans in 2026
Happy New Year! If one of your resolutions is to save more money for your financial future, then you're in luck. Every year, the IRS revisits its annual contribution limits for tax-advantaged retirement plans such as the 401(k) and Roth IRA and generally increases them to account for inflation. This may be a huge opportunity,... Continue Reading →
50-Year Mortgage? No Thank You
Think you can't afford a home? Are real estate prices in your area out of control? Will the mortgage payments be too high? The White House thinks it may have a solution: A 50-year mortgage! The idea came about during a discussion between President Trump and federal housing official Bill Pulte. It was made public... Continue Reading →
What is Soft Saving and Is It Right for You?
Does saving money for the future sometimes feel too restrictive? Mainstream financial advice says that the average American should set aside 10% to 20% of their paycheck. Why? Because the age-old promise is that if you make sacrifices now, your wealth will grow and can be enjoyed later – someday when you’re retired. Could it... Continue Reading →
How “No Tax on Tips” Will Work
For some professions, tipping is more than just a few extra dollars to show your appreciation. It's a critical source of compensation for the worker and could mean the difference between having enough or barely getting by. According to a study by Yale, approximately 4 million American workers rely on tips for income (about 2.5%... Continue Reading →
Is Private Equity and Crypto Coming to Your 401(k)?
If you've ever wondered what it's like to be a private equity investor or dabble in cryptocurrencies like Bitcoin, then you might soon get your wish. On August 7, 2025, President Trump signed an Executive Order to allow workplace retirement plans such as 401(k)s the ability to offer alternative assets. In an official fact sheet... Continue Reading →
How the One Big Beautiful Bill Impacts Your Budget
On July 4th, the One Big Beautiful Bill (OBBB) was officially signed into law by President Trump. According to an analysis by the Congressional Budget Office (CBO), it will add an estimated $3.3 trillion to the national debt over the next 10 years. The finalized version of this legislation was 870 pages long and covered... Continue Reading →
Summer Travel Hacks to Minimize Spending and Maximize Fun
Summer is in full force! For many people, this is a time to pack your bags, catch a plane, and head off on a long-awaited vacation. However, that experience can often come with a hefty price tag. According to a recent InvestmentNews report, the average American household is projected to spend $2,867 on their summer... Continue Reading →
13 Ways to Spend Less at the Grocery Store
Going to the grocery store these days is becoming more uncomfortable than a dental procedure. With the current turbulence of President Trump’s tariff policy and the reaction from the U.S. economy, American families are left hanging in the balance, unsure if the price of something they use regularly will be more expensive the next time... Continue Reading →