If there’s one retirement account that nearly everyone should consider making part of their nest egg, it’s a Roth IRA.  Since their invention, Roth IRAs have been hailed by financial gurus and retirement planners alike as one of the best deals you can get. This is not only because of the unique and creative way... Continue Reading →

Your taxes may not officially be due until April 15th of the following year. However, there are steps you can start taking now to get prepared and possibly even reduce how much you’ll have to pay to the IRS. In this post, we’ll go through seven helpful tips you can use to make sure you’re... Continue Reading →

Has your employer invited you to participate in their 401k plan? If this is your first job or you’re new to retirement planning, then naturally you’re going to have some questions. The first thing to know about 401k plans is that they are now one of the most popular ways that Americans save for retirement.... Continue Reading →

When you’re saving for retirement, one of the questions that will be sure to come up is: Can I contribute to both a 401k and IRA? Both types of retirement plans are great ways to build up your nest egg through disciplined savings and compound growth. But they can also offer some unique tax benefits... Continue Reading →

There are hundreds of good reasons to save your money. But if you're not stashing it in the right place, then chances are your money isn't going to be put to work and grow as efficiently as it could. In this post, we'll go over seven of the best places to save your money for... Continue Reading →

Whether you’ve just started your first job or are already decades into your career, one of the biggest questions that every adult faces is how much of their income they should be saving. If you save too little, then you’ll risk having to work until you’re well into your 60s and 70s, or simply no... Continue Reading →

There are lots of ways to successfully plan for retirement. However, it’s easy to get caught up in the details, become distracted by worst-case scenarios, and lose confidence in whether or not you’re on the right path. In this post, I’d like to help you by laying out how to plan for retirement using the... Continue Reading →

The next time you’re at work or out in public, take a good look around you. You may not realize it but there’s a solid chance that nearly half of the people you see have nothing saved for retirement.  This is according to a survey of over 2,000 respondents by GOBankingRanks. When asked about their... Continue Reading →

You’ve probably heard it a million times - You need a budget. And I know what you’re thinking: If I have a good job and pay all my bills on time, then it shouldn’t be necessary for me to track all of my expenses and review every little purchase I make, right? Unfortunately, nothing could... Continue Reading →