How to Choose Between a Traditional vs Roth 401(k)

Does your workplace offer both traditional and Roth-style 401(k) plans? Traditional plans (i.e., money is taken out of your paycheck pre-tax) have been the industry standard for several decades now. However, Roth-style plans (i.e., money that gets saved on a post-tax basis) have become very popular given that they provide accountholders with tax-free income when... Continue Reading →

8 Ways to Lower Your Home Energy Bill

If there’s one place where budgets were really hit hard last year, it’s home energy costs. Due to inflation raising the cost of nearly everything, fuel prices increased by 28% for natural gas, 27% for heating oil, 10% for electricity, and 5% for propane leading into the winter. That means in most households, they saw... Continue Reading →

5 Ways to Save More Money in 2023

2022 was undoubtedly a rough year for many people financially. Between record-breaking inflation, rising interest rates, and a plunging stock market, there were a lot of forces working against most American households. Yet, that doesn’t mean that we can’t loop optimistically to the new year and start off on the right foot. With that said,... Continue Reading →

How Much Should I Be Saving in My 20s?

When you're young and in your 20s, saving your money is the last thing on your mind. For many people, this is the first time they've ever had a professional job and are earning "real money" from something other than a part-time summer job. Their first impulse might be to spend it on something fun... Continue Reading →

How to Build Up an Emergency Fund

What would you do if you suddenly were faced with a major expense like a $1,000+ car repair or the roof started to leak? Or what about if another pandemic were to strike and put you out of work indefinitely? According to a nationwide poll by Bankrate, fewer than 4 in 10 Americans have enough... Continue Reading →

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