Lately when you've been shopping online with major retailers, you've probably noticed a new payment that makes the price look much "smaller" than it really is. If you were to click this option, you'd be taking advantage of a service called "Buy Now, Pay Later". Buy Now, Pay Later is when the total price of... Continue Reading →

The end of the year is a great time for getting together with family and holiday cheer. But it’s also a good opportunity to fine-tune your financial habits and make some improvements. Here are 10 year-end things to put on your 2022 financial checklist as we go into the new year. 1) Audit Last Year's... Continue Reading →

The holidays are a very special time of year. But they can also be very expensive as many people feel the pressure to buy more than they should. According to the NRF (National Retail Federation), Americans spend around $998 on gifts, food, and other related items. Considering the median pre-tax weekly salary in the U.S.... Continue Reading →

Dining out at restaurants has been a luxury enjoyed by many for decades. What’s not to like? Good food, a lively atmosphere, and someone else to prepare the meals for you ... sounds good, right? The problem, of course, is that eating out can be expensive. The average U.S. household spends $2,375 annually on restaurants.... Continue Reading →

If you’ve ever tried budgeting, then you already know how difficult it can be to stay within the limits you’ve set for yourself. The reality is that it’s just way too easy to ignore those boundaries and overspend – especially if you have a habit of using credit cards for the majority of your purchases.... Continue Reading →

If you've been noticing your trips to the grocery store cost suddenly cost a lot more, or that the price of gas is much higher than it was 1-2 years ago, you're not alone. As of June 2022, inflation has skyrocketed to 9.1 percent, the highest it’s been since 1981. That's well over the 7... Continue Reading →

Have you ever noticed how difficult it is to walk into a store and come back out without buying something? Or maybe you find yourself endlessly browsing shopping sites like Amazon, eBay, or your favorite retailer even though there’s nothing you really need. These situations are completely normal. Studies have shown that over 95 percent... Continue Reading →

Have you tried budgeting but felt like it wasn’t hitting all of your goals? Traditional methods are intended to help you realize where all your money is going and to get your spending under control. But what if you have bigger aspirations like paying off your debt or saving for retirement? Perhaps what you need... Continue Reading →

Do you struggle to keep your spending under control? An article from USA Today reported that the average U.S. adult spends $1,497 a month on nonessential items. That’s roughly $18,000 per year that just slips through their fingers! If this sounds familiar, then not to worry. Spending less money doesn’t necessarily mean you have to... Continue Reading →

Do you sometimes feel like you’re spending too much money? According to a survey from Mint, one-third of Americans wish they had made fewer purchases than they did in the preceding month.  While you can’t avoid some expenses, you can certainly become more systematic about how you make them. Here are six helpful ways to... Continue Reading →