Tired of everyone trying to subtly show off how rich they are - or at least appear to be? If so, then you're not alone. Gen Zers (as well as many others) are becoming fed up with the "quiet luxury" trend of 2023. This is when someone casually wears certain expensive items or spends their... Continue Reading →
How to Get in Shape on a Budget
The new year is a great time to commit yourself to a healthier lifestyle and shed a few unwanted pounds. However, the last thing you’ll want to do is pay to join a gym, visit it once or twice, and then never return. According to the website Exercise.com, 67 percent of people make this exact... Continue Reading →
What Is the 60% Solution Budget?
Manually tracking and categorizing your expenses - It’s something that nearly every financial guru recommends. However, in practice, it proves to be more cumbersome than it’s worth. That’s the same conclusion that Richard Jenkins, author and former editor-in-chief of MSN Money, came to. After two decades of laboriously attempting to organize his finances, he began... Continue Reading →
12 Purchases That Will Save You Money In the Long Run
When your washing machine breaks or something in your house needs to be fixed, your first intuition may be to go with the cheapest replacement or solution possible. However, this could be a “penny wise, pound foolish” approach depending on the situation. Whether it's the vehicle you drive or a new household gadget, it’s true... Continue Reading →
What the Latest Fed Rate Decision Means for You – Sept 2023
Last week, the U.S. Federal Reserve met and published its meeting minutes to the public on September 20th. It was the decision of the Federal Open Market Committee (FOMC) not to raise interest rates as they had done for 11 of the 12 meetings prior. This means the federal lending rate will remain steady at... Continue Reading →
7 Purchases You Might Regret Later On and Why
People love buying stuff! The thrill of getting new things releases dopamine in your brain and can make you good - even if it's just temporary. However, those purchases come with a cost - sometimes requiring a loan that turns into several years of debt. That can quickly turn that no purchase sour and make... Continue Reading →
6 Reasons Why Your Budget Isn’t Working
Sometimes despite our best efforts to maintain a budget and properly handle our money, things can still get off track. Perhaps the credit card bill may be higher than we expected, or there isn't as much money leftover for our savings goals as we wanted. It's more common than you might think. According to a... Continue Reading →
10 Ways to Stop Wasting Money on Food
If the cost of food is putting a huge dent in your finances, then you’re not alone. According to the USDA, food prices soared by 9.9% in 2022 and they are expected to climb another 6.2% by the end of 2023. Obviously, you can’t stop eating. But you also don’t have to let rising food... Continue Reading →
What to Do If Money is Tight
As hard as we all try to properly manage our finances, sometimes things happen. You spend more than you probably should have. You receive an unplanned medical bill that insurance didn't cover. Something in your house breaks causing thousands of dollars to repair. In all of these cases, you can go from being "okay" financially... Continue Reading →
5 Reasons to Watch Out for Buy Now, Pay Later
Lately when you've been shopping online with major retailers, you've probably noticed a new payment that makes the price look much "smaller" than it really is. If you were to click this option, you'd be taking advantage of a service called "Buy Now, Pay Later". Buy Now, Pay Later is when the total price of... Continue Reading →