2022 Year-End Financial Checklist

The end of the year is a great time for getting together with family and holiday cheer. But it’s also a good opportunity to fine-tune your financial habits and make some improvements. Here are 10 year-end things to put on your 2022 financial checklist as we go into the new year. 1) Audit Last Year's... Continue Reading →

7 Ways to Spend Less at Restaurants

Dining out at restaurants has been a luxury enjoyed by many for decades. What’s not to like? Good food, a lively atmosphere, and someone else to prepare the meals for you ... sounds good, right? The problem, of course, is that eating out can be expensive. The average U.S. household spends $2,375 annually on restaurants.... Continue Reading →

How to Avoid Impulse Spending

Have you ever noticed how difficult it is to walk into a store and come back out without buying something? Or maybe you find yourself endlessly browsing shopping sites like Amazon, eBay, or your favorite retailer even though there’s nothing you really need. These situations are completely normal. Studies have shown that over 95 percent... Continue Reading →

What is Zero-Based Budgeting?

Have you tried budgeting but felt like it wasn’t hitting all of your goals? Traditional methods are intended to help you realize where all your money is going and to get your spending under control. But what if you have bigger aspirations like paying off your debt or saving for retirement? Perhaps what you need... Continue Reading →

9 Simple Ways to Spend Less Money

Do you struggle to keep your spending under control? An article from USA Today reported that the average U.S. adult spends $1,497 a month on nonessential items. That’s roughly $18,000 per year that just slips through their fingers! If this sounds familiar, then not to worry. Spending less money doesn’t necessarily mean you have to... Continue Reading →

6 Ways to Improve Your Spending Habits

Do you sometimes feel like you’re spending too much money? According to a survey from Mint, one-third of Americans wish they had made fewer purchases than they did in the preceding month.  While you can’t avoid some expenses, you can certainly become more systematic about how you make them. Here are six helpful ways to... Continue Reading →

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