What is Zero-Based Budgeting?

Have you tried budgeting but felt like it wasn’t hitting all of your goals? Traditional methods are intended to help you realize where all your money is going and to get your spending under control. But what if you have bigger aspirations like paying off your debt or saving for retirement? Perhaps what you need... Continue Reading →

9 Simple Ways to Spend Less Money

Do you struggle to keep your spending under control? An article from USA Today reported that the average U.S. adult spends $1,497 a month on nonessential items. That’s roughly $18,000 per year that just slips through their fingers! If this sounds familiar, then not to worry. Spending less money doesn’t necessarily mean you have to... Continue Reading →

6 Ways to Improve Your Spending Habits

Do you sometimes feel like you’re spending too much money? According to a survey from Mint, one-third of Americans wish they had made fewer purchases than they did in the preceding month.  While you can’t avoid some expenses, you can certainly become more systematic about how you make them. Here are six helpful ways to... Continue Reading →

7 Reasons To Adapt To Cashless Payments

Making cashless payments has never been easier. Banks now provide credit and debit cards equipped for "tap-n-pay" practices, and in some cases support their own digital wallets. And online stores now allow us to pay for almost anything through secure digital interfaces. While a given store here or there may still be reluctant to accept... Continue Reading →

5 Ways You Can Live More Frugally

In a survey conducted by OnePoll on behalf of Slickdeals, it was found that an overwhelming 73 percent of Americans made a New Year’s resolution last year that centered around being smarter with money. Some people believe they need to earn more while others would like to become savvier about investing. However, one thing we... Continue Reading →

How to Pay for College by Yourself

Getting a college degree is still considered to be one of the best paths to starting a career and making a great living. In fact, according to data from the Hamilton Project, the average earnings for someone with a bachelor’s degree is more than twice another person with only a high school diploma. However, college... Continue Reading →

How to Travel for Cheap

Traveling around the world and going on vacations is one of my favorite things to do with my family. But between the cost of the flights, lodging, and ground transportation, it can get pretty expensive quickly. One study from American Express found that the average family of four spends roughly $4,580 to go on vacation.... Continue Reading →

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