Did you know that not all debt is the same? Just like there are "good fats" and "bad fats", there are also good and bad forms of debt. And knowing the difference between the two can make a big impact on which ones you try to avoid or pay off first. Generally speaking, good debt... Continue Reading →

Do you have several debts that you’d like to pay off, but don’t know where to start? Are you looking for an effective yet simple way to work through them one by one until they’re all gone? If so, then what you need is a payoff strategy like the debt snowball method.  Chances are you’ve... Continue Reading →

If you’ve run into trouble with your credit, don’t pay someone else to try to fix it for you. Most of the things they’re going to do are actions that you could take on your own. In this post, we’ll walk through how to repair your credit score yourself by following these 10 simple steps.... Continue Reading →

Do you wish you could pay off your student loans as quickly as possible? Are you starting to feel like you’re beginning adulthood with more debt than you can handle?  According to the site EducaitonData.org, the average borrower has a balance of $36,510 in federal loans and $54,921 in private loans. Making payments over the... Continue Reading →

Your credit score is undeniably one of the most important numbers of your adult life. It’s something that not only determines whether or not you’ll get approved for a credit card, but also if you can open a bank account, have a cell phone plan, set up utilities (like gas and electricity), and even find... Continue Reading →

For most people, their mortgage is the number one expense in their budget. According to data from the U.S. Census Bureau’s American Housing Survey, the median monthly mortgage payment is $1,609. Think for a moment how awesome that would be if you were able to pay your house off early? Not only would no longer... Continue Reading →

Should I save my money or pay off my debts first? This is an age-old debate that might not be as straightforward to answer as you’d think. Without a doubt, great things can certainly come from exercising either option. But where many personal finance gurus disagree is in how optimal one strategy might be over... Continue Reading →

Now more than ever, you need to have a credit card if you want to be able to make everyday purchases. From online purchases to vendors who have gone completely cashless, buying things with a credit card is now the mainstream way to pay. Despite this trend, managing your credit properly comes with its own... Continue Reading →