Your credit score is undeniably one of the most important numbers of your adult life. It’s something that not only determines whether or not you’ll get approved for a credit card, but also if you can open a bank account, have a cell phone plan, set up utilities (like gas and electricity), and even find... Continue Reading →

For most people, their mortgage is the number one expense in their budget. According to data from the U.S. Census Bureau’s American Housing Survey, the median monthly mortgage payment is $1,609. Think for a moment how awesome that would be if you were able to pay your house off early? Not only would no longer... Continue Reading →

Should I save my money or pay off my debts first? This is an age-old debate that might not be as straightforward to answer as you’d think. Without a doubt, great things can certainly come from exercising either option. But where many personal finance gurus disagree is in how optimal one strategy might be over... Continue Reading →

Now more than ever, you need to have a credit card if you want to be able to make everyday purchases. From online purchases to vendors who have gone completely cashless, buying things with a credit card is now the mainstream way to pay. Despite this trend, managing your credit properly comes with its own... Continue Reading →