Take control of your financial future
Amongst the sea of social media influencers and Internet blogs, it's easy to get lost or misinterpret what it takes to truly build your wealth. You may think that achieving this goal would involve having a high paid job, becoming a stock-trading wizard, or shamelessly peddling random products online. However, those activities only contribute to... Continue Reading →
If you were one of the millions of Americans hoping that as much as $20,000 of your federal student loan debt would soon be forgiven, then I have bad news. On June 30th, 2023, the U.S. Supreme Court officially struck down President Biden’s student loan forgiveness program in a 6-3 decision ruling. Why? They stated... Continue Reading →
For the better part of the 2000s, investors have had virtually only one avenue for growing their portfolios: stocks. Or more precisely “equities”. This is a far cry from the 1980s and 90s when people who were risk averse could simply put their hard-earned money in the bank or a savings bond and collect a... Continue Reading →
Sometimes despite our best efforts to maintain a budget and properly handle our money, things can still get off track. Perhaps the credit card bill may be higher than we expected, or there isn't as much money leftover for our savings goals as we wanted. It's more common than you might think. According to a... Continue Reading →
Money can be a difficult thing to talk about. Because of the stress and other uncomfortable discussions it can lead to, it's no wonder that so many feel anxiety about money. According to a survey by Capital One and The Decision Lab, 77 percent of Americans report feeling anxious about their financial situation. This included... Continue Reading →
Since March 2020, federal student loan borrowers have not had to make a single payment or had interest charged against their outstanding balance. However, three years and nine extensions later, it has officially been signed into law that borrowers will officially have to begin making payments again starting 60 days after June 30, 2023 (at... Continue Reading →
If you’re looking for a way to earn guaranteed interest payments with virtually no risk, then you may want to consider investing in T-bills. T-bills or “treasury bills” are short-term bonds issued by the U.S. government. Just like bank CDs (certificates of deposit), these investments pay a pre-determined rate of interest after they mature which... Continue Reading →
If the cost of food is putting a huge dent in your finances, then you’re not alone. According to the USDA, food prices soared by 9.9% in 2022 and they are expected to climb another 6.2% by the end of 2023. Obviously, you can’t stop eating. But you also don’t have to let rising food... Continue Reading →
One of the big challenges in creating a budget that’s actually useful is knowing how much detail to include. Some people believe you’ll need to write down every dollar you spend so that it’s as comprehensive as possible. However, this can quickly create a lot of random data, give you analysis fatigue, and make you... Continue Reading →
Staying on track with your money can be a real challenge. Whether it's saving for something you really want (like buying a house) or putting just a few dollars away for a rainy day, it seems like there's something that always pops up and gets in the way. According to a survey by LendingTree, only... Continue Reading →
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