Take control of your financial future
Money can be a difficult thing to talk about. Because of the stress and other uncomfortable discussions it can lead to, it's no wonder that so many feel anxiety about money. According to a survey by Capital One and The Decision Lab, 77 percent of Americans report feeling anxious about their financial situation. This included... Continue Reading →
Since March 2020, federal student loan borrowers have not had to make a single payment or had interest charged against their outstanding balance. However, three years and nine extensions later, it has officially been signed into law that borrowers will officially have to begin making payments again starting 60 days after June 30, 2023 (at... Continue Reading →
If you’re looking for a way to earn guaranteed interest payments with virtually no risk, then you may want to consider investing in T-bills. T-bills or “treasury bills” are short-term bonds issued by the U.S. government. Just like bank CDs (certificates of deposit), these investments pay a pre-determined rate of interest after they mature which... Continue Reading →
If the cost of food is putting a huge dent in your finances, then you’re not alone. According to the USDA, food prices soared by 9.9% in 2022 and they are expected to climb another 6.2% by the end of 2023. Obviously, you can’t stop eating. But you also don’t have to let rising food... Continue Reading →
One of the big challenges in creating a budget that’s actually useful is knowing how much detail to include. Some people believe you’ll need to write down every dollar you spend so that it’s as comprehensive as possible. However, this can quickly create a lot of random data, give you analysis fatigue, and make you... Continue Reading →
Staying on track with your money can be a real challenge. Whether it's saving for something you really want (like buying a house) or putting just a few dollars away for a rainy day, it seems like there's something that always pops up and gets in the way. According to a survey by LendingTree, only... Continue Reading →
An investment plan is something that every adult needs. The importance of one cannot be understated - it’s how you can turn a little bit of savings with every paycheck into money that could potentially cover your living expenses for the rest of your life. However, investing isn’t just something that can be done arbitrarily.... Continue Reading →
When it comes to retirement planning, you’ll hear the terms 401(k) and IRA grouped together so often that you might start to believe that they’re the same thing. While it's true that both types of accounts can be a great way to help you save for the future and avoid paying thousands of dollars in... Continue Reading →
Personal finance is a topic that teenagers need to learn as they transition into adulthood. However, as incredibly important as good money habits will be in life, it's not something that’s necessarily properly emphasized during their formative years. In fact, it's been reported that nearly three-quarters of teens (74 percent) lack confidence in their knowledge... Continue Reading →
If you’re thinking about getting into investing but are afraid of losing money, then there’s a special type of security that you may want to consider: ones that pay dividends! Dividends are some of the most highly sought-after types of assets among people who invest and save for retirement. They can add a sense of... Continue Reading →
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