Tax season is officially open for business! As of January 27th, the IRS will now begin accepting and processing individual returns. Though you can probably think of more exciting things to do with your time than navigating Form 1040, there could be some potential financial benefit. According to some tax experts, many Americans leave as... Continue Reading →
You Might Be Investing in Bitcoin Without Realizing It
The next time you’re at lunch with that one co-worker who won’t stop talking about Bitcoin ( … you know the one …), it might be wise to listen up. There’s a good chance that you - yes, you - also have a stake in the cryptocurrency now and want it to go up in... Continue Reading →
What a Second Trump Presidency Could Mean for Your Money
Like it or not, the votes are in and Former President Donald Trump will have a second term as the 47th U.S. president. Not since 1893 with the re-election of Grover Cleveland has any former president served two non-consecutive terms. Throughout the election, approximately 31 percent of voters cited the economy as their top issue.... Continue Reading →
Beyond Your Emergency Fund – Where to Find Money When It’s Needed
2024 has not been particularly kind to the US southern east coast. In September, Hurricane Helene, a Category 4 storm, hit Florida's Gulf Coast and carried as far inland as North Carolina. Then, just two weeks later, another storm, Hurricane Milton, arrived at the Siesta Key as a Category 3 hurricane. The combined economic impact... Continue Reading →
Should You Consider Refinancing Your Mortgage Now?
September 18th marked a major shift in monetary policy for the U.S. when the Federal Reserve announced it would finally start lowering interest rates. Known as the Fed “pivot”, their first reduction was a whopping 50 points - cutting the federal funds rate down from the 5.25% - 5.50% range to 4.75% - 5.00%. Although... Continue Reading →
What If the Fed Cuts Interest Rates?
Following the Federal Reserve’s annual economic conference in Jackson Hole, Wyoming, Chairman Jerome Powell said something that much of the financial world has been waiting to hear, “The time has come for policy to adjust.” Translation: Interest rates are about to start coming down! Ever since inflation peaked in 2022, the Fed has been on... Continue Reading →
How to Automate Your Finances
Have you ever forgotten to pay a bill or hesitated to move some money into your savings account? One of the hardest things about money is the act of managing it. On the surface, tasks like writing a check or periodically making some investments may seem pretty routine. But they can easily get lost in... Continue Reading →
10 Ways To Save Money On Summer Travel
There’s nothing better than a good summer vacation! Relaxing and taking a little time off work or school can be a good way to recharge. Plus, it's a great opportunity for families and couples to reconnect. However, summer travel can also be quite pricey. The average vacation cost for a single person in the U.S.... Continue Reading →
How the 80-20 Rule Can Improve Your Finances
Stubbornly high inflation? Above average interest rates? Sketchy economic data? It’s no wonder that 63 percent of Americans say that their finances are a significant source of stress; according to a study by the American Psychological Association. While there are certainly some financial and economic indicators to take note of, the truth is that most... Continue Reading →
Buying and Selling a Home Is About to Change
If you’ve ever sold your home, then you know that the closing process can be painful - not just because of the mountain of paperwork you have to sign, but because of all the money that gets deducted from your equity check after all is said and done. Going forward, that’s about to change! As... Continue Reading →