Does saving money for the future sometimes feel too restrictive? Mainstream financial advice says that the average American should set aside 10% to 20% of their paycheck. Why? Because the age-old promise is that if you make sacrifices now, your wealth will grow and can be enjoyed later – someday when you’re retired. Could it... Continue Reading →
Summer Travel Hacks to Minimize Spending and Maximize Fun
Summer is in full force! For many people, this is a time to pack your bags, catch a plane, and head off on a long-awaited vacation. However, that experience can often come with a hefty price tag. According to a recent InvestmentNews report, the average American household is projected to spend $2,867 on their summer... Continue Reading →
13 Ways to Spend Less at the Grocery Store
Going to the grocery store these days is becoming more uncomfortable than a dental procedure. With the current turbulence of President Trump’s tariff policy and the reaction from the U.S. economy, American families are left hanging in the balance, unsure if the price of something they use regularly will be more expensive the next time... Continue Reading →
What Is Spaving and Why Should You Avoid It?
Deals, deals, deals! It’s beginning to feel like every time you go to the store or scroll through your favorite social media app there’s some deal of a lifetime waiting for you. Marketing has gotten really good at enticing buyers, and unfortunately, it’s working like magic. Despite continuous issues with inflation, Americans are still spending... Continue Reading →
Beyond Your Emergency Fund – Where to Find Money When It’s Needed
2024 has not been particularly kind to the US southern east coast. In September, Hurricane Helene, a Category 4 storm, hit Florida's Gulf Coast and carried as far inland as North Carolina. Then, just two weeks later, another storm, Hurricane Milton, arrived at the Siesta Key as a Category 3 hurricane. The combined economic impact... Continue Reading →
10 Ways To Save Money On Summer Travel
There’s nothing better than a good summer vacation! Relaxing and taking a little time off work or school can be a good way to recharge. Plus, it's a great opportunity for families and couples to reconnect. However, summer travel can also be quite pricey. The average vacation cost for a single person in the U.S.... Continue Reading →
What is Loud Budgeting and How Does It Work?
Tired of everyone trying to subtly show off how rich they are - or at least appear to be? If so, then you're not alone. Gen Zers (as well as many others) are becoming fed up with the "quiet luxury" trend of 2023. This is when someone casually wears certain expensive items or spends their... Continue Reading →
How to Get in Shape on a Budget
The new year is a great time to commit yourself to a healthier lifestyle and shed a few unwanted pounds. However, the last thing you’ll want to do is pay to join a gym, visit it once or twice, and then never return. According to the website Exercise.com, 67 percent of people make this exact... Continue Reading →
What Is the 60% Solution Budget?
Manually tracking and categorizing your expenses - It’s something that nearly every financial guru recommends. However, in practice, it proves to be more cumbersome than it’s worth. That’s the same conclusion that Richard Jenkins, author and former editor-in-chief of MSN Money, came to. After two decades of laboriously attempting to organize his finances, he began... Continue Reading →
12 Purchases That Will Save You Money In the Long Run
When your washing machine breaks or something in your house needs to be fixed, your first intuition may be to go with the cheapest replacement or solution possible. However, this could be a “penny wise, pound foolish” approach depending on the situation. Whether it's the vehicle you drive or a new household gadget, it’s true... Continue Reading →