Lots of people dream about being rich one day. But is it possible that what they really want is to be wealthy instead? These two terms are used in our society almost interchangeably. However, as similar as they may seem, they have very different implications when it comes to how you manage your finances. In... Continue Reading →
How to Repair Your Credit Yourself
If you’ve run into trouble with your credit, don’t pay someone else to try to fix it for you. Most of the things they’re going to do are actions that you could take on your own. In this post, we’ll walk through how to repair your credit score yourself by following these 10 simple steps.... Continue Reading →
How to Invest Money Wisely – 7 Simple Ways
When you’ve got money to invest, there’s no shortage of directions you can go. Everyone from family members to strangers on Internet forums will have an opinion of what you should do with it and why it will make you rich. Unfortunately, however, the vast majority of that advice is complete nonsense. To grow your... Continue Reading →
How to Pay for College by Yourself
Getting a college degree is still considered to be one of the best paths to starting a career and making a great living. In fact, according to data from the Hamilton Project, the average earnings for someone with a bachelor’s degree is more than twice another person with only a high school diploma. However, college... Continue Reading →
Can I Contribute to Both a 401k and IRA?
When you’re saving for retirement, one of the questions that will be sure to come up is: Can I contribute to both a 401k and IRA? Both types of retirement plans are great ways to build up your nest egg through disciplined savings and compound growth. But they can also offer some unique tax benefits... Continue Reading →
How to Talk About Money with Your Spouse
Money can be a tricky thing to talk to your partner about. Sometimes we avoid it because it makes us uncomfortable or we don’t want to start a fight. However, if there’s a problem that needs to be addressed and it continues to go unresolved, then it could fester into trouble for your relationship. As... Continue Reading →
10 Smart Ways to Pay Off Your Student Loans Faster
Do you wish you could pay off your student loans as quickly as possible? Are you starting to feel like you’re beginning adulthood with more debt than you can handle? According to the site EducaitonData.org, the average borrower has a balance of $36,510 in federal loans and $54,921 in private loans. Making payments over the... Continue Reading →
Should I Invest in Cryptocurrency?
Does all of the hype around Bitcoin get you asking yourself: Should I invest in cryptocurrency? Cryptocurrency or “crypto” for short has been all the rage over the past decade. In fact, it’s become so popular that it’s believed nearly 50 million people will buy crypto for the first time by next year. When you... Continue Reading →
How I Make Money Every Time I Buy Something
There’s a little rule that I have when it comes to spending money: Never buy something for free. What does that mean? It means that every time I make a purchase, I’m expecting to get something in return or be rewarded in some fashion. That might sound crazy, but it’s something I’ve been doing for... Continue Reading →
The 7 Best Places to Save Your Money
There are hundreds of good reasons to save your money. But if you're not stashing it in the right place, then chances are your money isn't going to be put to work and grow as efficiently as it could. In this post, we'll go over seven of the best places to save your money for... Continue Reading →