What is Zero-Based Budgeting?

Have you tried budgeting but felt like it wasn’t hitting all of your goals? Traditional methods are intended to help you realize where all your money is going and to get your spending under control. But what if you have bigger aspirations like paying off your debt or saving for retirement? Perhaps what you need... Continue Reading →

How to Build Up an Emergency Fund

What would you do if you suddenly were faced with a major expense like a $1,000+ car repair or the roof started to leak? Or what about if another pandemic were to strike and put you out of work indefinitely? According to a nationwide poll by Bankrate, fewer than 4 in 10 Americans have enough... Continue Reading →

9 Simple Ways to Spend Less Money

Do you struggle to keep your spending under control? An article from USA Today reported that the average U.S. adult spends $1,497 a month on nonessential items. That’s roughly $18,000 per year that just slips through their fingers! If this sounds familiar, then not to worry. Spending less money doesn’t necessarily mean you have to... Continue Reading →

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