If you've been noticing your trips to the grocery store cost suddenly cost a lot more, or that the price of gas is much higher than it was 1-2 years ago, you're not alone. As of June 2022, inflation has skyrocketed to 9.1 percent, the highest it’s been since 1981. That's well over the 7... Continue Reading →
How to Avoid Impulse Spending
Have you ever noticed how difficult it is to walk into a store and come back out without buying something? Or maybe you find yourself endlessly browsing shopping sites like Amazon, eBay, or your favorite retailer even though there’s nothing you really need. These situations are completely normal. Studies have shown that over 95 percent... Continue Reading →
What is Zero-Based Budgeting?
Have you tried budgeting but felt like it wasn’t hitting all of your goals? Traditional methods are intended to help you realize where all your money is going and to get your spending under control. But what if you have bigger aspirations like paying off your debt or saving for retirement? Perhaps what you need... Continue Reading →
9 Simple Ways to Spend Less Money
Do you struggle to keep your spending under control? An article from USA Today reported that the average U.S. adult spends $1,497 a month on nonessential items. That’s roughly $18,000 per year that just slips through their fingers! If this sounds familiar, then not to worry. Spending less money doesn’t necessarily mean you have to... Continue Reading →
6 Ways to Improve Your Spending Habits
Do you sometimes feel like you’re spending too much money? According to a survey from Mint, one-third of Americans wish they had made fewer purchases than they did in the preceding month. While you can’t avoid some expenses, you can certainly become more systematic about how you make them. Here are six helpful ways to... Continue Reading →
7 Reasons To Adapt To Cashless Payments
Making cashless payments has never been easier. Banks now provide credit and debit cards equipped for "tap-n-pay" practices, and in some cases support their own digital wallets. And online stores now allow us to pay for almost anything through secure digital interfaces. While a given store here or there may still be reluctant to accept... Continue Reading →
5 Ways You Can Live More Frugally
In a survey conducted by OnePoll on behalf of Slickdeals, it was found that an overwhelming 73 percent of Americans made a New Year’s resolution last year that centered around being smarter with money. Some people believe they need to earn more while others would like to become savvier about investing. However, one thing we... Continue Reading →
How to Control Your Spending During the Holidays
Do you sometimes find yourself financially strained during the holidays? Do you start buying gifts, get the credit card bill the next month, and think to yourself “Did I really spend that much?” If so, then you're definitely not alone. A survey from American Express Pay It Plan It found that 86 percent of millennials... Continue Reading →
How Has Spending Changed Since the Pandemic?
Did the pandemic change your financial situation? Did you have to adjust your spending habits since this all first began? Without a doubt, COVID has disrupted our lives. From the abrupt shutdown of most businesses in 2020 to the uncertainly that followed, it became clear that most household finances would be compromised. This is was... Continue Reading →
How to Pay for College by Yourself
Getting a college degree is still considered to be one of the best paths to starting a career and making a great living. In fact, according to data from the Hamilton Project, the average earnings for someone with a bachelor’s degree is more than twice another person with only a high school diploma. However, college... Continue Reading →