If you've ever wondered what it's like to be a private equity investor or dabble in cryptocurrencies like Bitcoin, then you might soon get your wish. On August 7, 2025, President Trump signed an Executive Order to allow workplace retirement plans such as 401(k)s the ability to offer alternative assets. In an official fact sheet... Continue Reading →
You Might Be Investing in Bitcoin Without Realizing It
The next time you’re at lunch with that one co-worker who won’t stop talking about Bitcoin ( … you know the one …), it might be wise to listen up. There’s a good chance that you - yes, you - also have a stake in the cryptocurrency now and want it to go up in... Continue Reading →
How Do I Know When Dividends Are Qualified or Ordinary?
It’s no secret that one of the most attractive types of securities for investors to own are those that pay dividends. Dividends are the distributions that a company or fund chooses to give back to its shareholders - generally from the profits or gains that it generates. The more shares an investor owns, the more... Continue Reading →
Are Stocks Taxed Differently Than Income?
According to Investor’s Business Daily, millennials are trading stocks far more frequently than those in Gen X or Gen Z. This is thanks mainly to brokerages no longer charging commissions and the accessibility to the market that trading apps provide. While it's admirable to see younger people embracing their financial future, it does also open... Continue Reading →
What’s a Good Investment Rate of Return?
We’ve all heard the stories of investors who’ve doubled, tripled, or even 10X their money. However, incredibly high rates of return are nearly always coupled with uncomfortable levels of risk and the prospect of losing every dollar invested. Unfortunately for many people, chasing after fantastic returns like these results in little more than gambling. But... Continue Reading →
Should You Buy Gold from Costco?
Costco, the $250 billion wholesaler where families can buy everything from bulk food items to discounted gas now has another product that it would like to sell you: gold! Yes, as of October 2023, Costco has started offering one-ounce 24-karat gold bars to members exclusively through its online platform. And the crazy part - every... Continue Reading →
When Is the Best Time to Invest?
If you’ve got money to invest or are planning on starting a retirement account, does it make sense to wait for a “good time” to invest? After all, we’ve all heard that iconic investing mantra, “Buy low and sell high.” So it stands to reason that there must be better opportunities than others to buy... Continue Reading →
What Should Be In My Portfolio?
Setting up a new investment or retirement account is a fairly straightforward process. However, the hard part comes when you’re asked to pick which investments you’d like to have. There are literally an infinite number of combinations you could choose for your investment portfolio. So how is someone (especially a non-financial professional) supposed to know... Continue Reading →
Good News for Investors – TINA is Over
For the better part of the 2000s, investors have had virtually only one avenue for growing their portfolios: stocks. Or more precisely “equities”. This is a far cry from the 1980s and 90s when people who were risk averse could simply put their hard-earned money in the bank or a savings bond and collect a... Continue Reading →
How to Invest In T-Bills
If you’re looking for a way to earn guaranteed interest payments with virtually no risk, then you may want to consider investing in T-bills. T-bills or “treasury bills” are short-term bonds issued by the U.S. government. Just like bank CDs (certificates of deposit), these investments pay a pre-determined rate of interest after they mature which... Continue Reading →